FACTS
WHAT DOES PILLAR FINANCIAL INC, INC. (PFI) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Income
- Phone Contacts-mobile app when you share the app
- Date of Birth
- Account balances and payment history
- Credit history and credit scores
How?
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Pillar Financial Inc, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
- For our everyday business purposes – such as to process your loan – PFI shares – Can’t Limit This
- For our marketing purposes – to offer our products and services to you – PFI shares – Can’t Limit This
- For joint marketing with other financial companies – PFI does not share
- For our affiliates’ everyday business purposes – information about your transactions and experiences – PFI does not share
- For our affiliates’ everyday business purposes – information about your creditworthiness – Pillar financial Inc, does not share
- For nonaffiliates to market to you
To Limit our sharing or ask questions
- Call 402-592-6626
Who’s providing this notice? Pillar Financial Inc,
How does PFI protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PFI Collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan
- Apply for a loan through the Zenly and division of Calyx Point application
- We also collect your personal information from others, such as no credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
**PFI has NO affiliates
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account
Definition
Affiliates: Companies related by Common ownership or control. They can be financial and non-financial companies.
- Pillar Financial Inc, Inc (PFI) has NO affiliates
Non Affiliates: Companies related by Common ownership or control. They can be financial and non-financial companies.
- Pillar Financial Inc, Inc (PFI) does NOT share with nonaffiliates so they can market to you
Joint Marketing: A formal agreement between non-affiliated Financial companies that together Market Financial products or services to you.
- Pillar Financial Inc, Inc. (PFI) does not jointly market.
Do not Call: It is the policy of Pillar Financial Inc. that we will not make unsolicited calls, send unsolicited electronic mail or unsolicited faxes to non customers. Customers with an existing business relationship may be called. Customers who specifically advise us they do not wish to be called will be placed on the bank’s Do Not Call list and will not be called. Non customers who are on the national Do Not Call registry will not be called.
Privacy Policy – Our Security & Privacy Pledge:
At Pillar Financial Inc, we have dedicated ourselves to revolutionizing the home loan process and helping individuals use their home financing options as a tool to manage their financial lives. In that effort, we respect and protect the privacy of those who visit or use our Website. When we collect information from you, we want you to know how it is used. To demonstrate our commitment to fair information practices, we have adopted leading industry privacy guidelines.
Pillar Financial Inc does not share your personal information with outside companies for their promotional use. Because of the financial nature of our business, our Pillar Financial Inc, are not designed to appeal to children under the age of 13. Therefore, we don’t knowingly attempt to solicit or receive any information from children.
Privacy Policy Option 2: Customer service is very important to all of us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. Safeguarding our customers’ privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.
Information We Collect: We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers.We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
• Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
• Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
• From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
Information We Disclose: Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
• By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.
• We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
• All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.
•We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.