Services
We serve the area of Nebraska, and our team strives to find the best loan solution you need to build or buy a house. Check out the type of loans below, and if you have any queries, don’t hesitate to contact us. We are here to help you get the best out of your loan plan
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Types of Loans
We serve the area of Nebraska, and our team strives to find the best loan solution you need to build or buy a house. Check out the type of loans below, and if you have any queries, don’t hesitate to contact us. We are here to help you get the best out of your loan plan.
VA Home Loans
FHA Home Loans
USDA/Rural Development Loans
HELOC
VA Home Loans in Nebraska
The VA Loan provides veterans with a federally guaranteed home loan that requires no down payment. This program was designed to provide housing and assistance for veterans and their families. The Veterans Administration provides insurance to lenders in case you default on a loan. Because the mortgage is guaranteed, lenders will offer a lower interest rate and terms than a conventional home loan. VA Home Loans are available in all 50 states. A VA loan may also have reduced closing costs and no prepayment penalties. Additionally, some services may be offered to veterans in danger of defaulting on their loans.
VA Home Loans Are Available To
- Military personnel that has served at least 181 days during peacetime or 90 days during a war.
- A spouse of a serviceman either killed or missing in action.
For more information regarding the eligibility criteria, feel free to contact us. We are here to solve your queries.For more information regarding the eligibility criteria, feel free to contact us. We are here to solve your queries.
FHA Home Loans in Nebraska
FHA loans are mortgage loans insured against default by the Federal Housing Administration (FHA). FHA Loans are available for single-family and multifamily homes. These home loans allow banks to issue loans continuously without risk or capital requirements. The FHA doesn’t issue loans or set interest rates; it guarantees against default.
FHA loans allow individuals who may not qualify for a conventional mortgage to obtain a loan, especially first-time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.
For more information regarding the FHA Home loans and how they can benefit you, feel free to contact us, and we will help you with your doubts.
USDA/Rural Development Loans
A USDA home loan is a zero-down payment mortgage for eligible rural and suburban home buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
If you qualify for a USDA loan, you can take advantage of special terms and benefits
- No down payments – 100% home financing available
- Easy credit approval
- Loans starting at $75,000
Requirements to qualify:
- Property has to be in an eligible rural area
- Property must be owner-occupied
- There are income limits, depending on family size and county/area
We’ll find the very best rate for you and save you money on your USDA home loan because we work with many different lenders! With our A+ BBB rating and 25 years of experience, you can trust one of Omaha’s largest mortgage lenders to find the perfect mortgage.
We have decades of experience in helping home buyers in Nebraska. Not only can we help you get approved for a mortgage, but we can help you figure out exactly how much house you can afford.
Contact us today to learn more about development loans. We are here to help you find the right loan option.
HELOC
A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. A HELOC often has a lower interest rate than some other common types of loans, and the interest may be tax deductible. Please consult your tax advisor regarding interest deductibility as tax rules may have changed.